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Low Interest Credit Cards

The following low interest credit cards feature either a low fixed interest rate or a low introductory Annual Percentage Rate (Intro APR). Some of these credit cards even offer 0% interest on purchases for up to 15 months. Compare low interest credit card offers below and apply online by filling out a secure online application.

 Discover® More® Card
Discover® More® Card
Apply for the Discover® More® Card Now
  • 0% APR on Balance Transfers for a FULL 12 months
  • 0% APR on Purchases for a FULL 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% 6 Months as low as 11.99% Variable None Yes* Excellent Credit

 Chase Freedom(SM)
Chase Freedom(SM)
Apply for the Chase Freedom(SM) Now
  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% up to 6 months on Purchases As low as 12.99% Variable None Yes* Excellent Credit

 Slate(SM) from Chase
Slate(SM) from Chase
Apply for the Slate(SM) from Chase Now
  • 0% Intro APR for up to 12 months
  • No Annual Fee
  • Pay down balances on your terms with Blueprint(SM)
  • Zero Liability on unauthorized purchases
  • E-mail and text alerts
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% up to 12 Months As low as 13.24% Variable None Yes* Excellent Credit

 Discover® More®Card - $50 Cashback Bonus®
Discover® More®Card - $50 Cashback Bonus®
Apply for the Discover® More®Card - $50 Cashback Bonus® Now
  • 0% APR on Balance Transfers for a FULL 12 months
  • 0% APR on Purchases for a FULL 6 months
  • Get $50 Cashback Bonus after your first $599 in purchases
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% 6 months as low as 12.99% Variable None Yes Excellent Credit

 Chase Sapphire(SM)
Chase Sapphire(SM)
Apply for the Chase Sapphire(SM) Now
  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • All of this for no annual fee!
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A As low as 12.24% Variable None N/A Excellent Credit

 Discover® Open Road(SM) Card
Discover® Open Road(SM) Card
Apply for the Discover® Open Road(SM) Card Now
  • Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
  • 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% 6 Months as low as 11.99% Variable None Yes* Excellent Credit

 Discover® Motiva(SM) Card
Discover® Motiva(SM) Card
Apply for the Discover® Motiva(SM) Card Now
  • Cash Rewards for your good credit management!
  • Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
3.99% 6 Months as low as 11.99% Variable None Yes* Excellent Credit

 Miles by Discover® Card
Miles by Discover® Card
Apply for the Miles by Discover® Card Now
  • 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Book any travel, anytime with no blackout dates or restrictions
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire
  • No Annual Fee
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% 6 Months as low as 11.99% Variable None Yes* Excellent Credit

 Escape by Discover® Card
Escape by Discover® Card
Apply for the Escape by Discover® Card Now
  • 25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
  • Unlimited Double Miles on all purchases
  • Book any travel, anytime with no blackout dates or restrictions
  • 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
  • Enhanced travel benefits
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
  • $60 Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% 6 months as low as 11.99% Variable $60 Yes* Excellent Credit

 Discover® More®Card – Shamrock
Discover® More®Card – Shamrock
Apply for the Discover® More®Card – Shamrock Now
  • 0% APR on Purchases for a FULL 9 months
  • 0% APR on Balance Transfers for a FULL 12 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% 9 months as low as 12.99% Variable None Yes Excellent Credit




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