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Instant Approval Credit Cards

With instant approval credit cards, you can apply online and receive notice of your acceptance or denial within seconds after filling out an online application for a credit card with instant credit decision. Certain circumstances do occasionally arise in which more time will be needed to determine if you are approved or not.

 AccountNow Prepaid Visa® Card
AccountNow Prepaid Visa® Card
Apply for the AccountNow Prepaid Visa® Card Now
  • NEW! Now with the iAdvance(SM) loan option, no credit check needed.
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Check Writing – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 NetspendŽ VisaŽ Prepaid Debit Card
NetspendŽ VisaŽ Prepaid Debit Card
Apply for the NetspendŽ VisaŽ Prepaid Debit Card Now
  • 100% approval - No credit check required
  • Make purchases anywhere Visa Debit is accepted
  • Borrow Money and Build Credit with iAdvance line of credit
  • No Overdraft Fees or Minimum Balances
  • Free Direct Deposit
  • EXCLUSIVE - 5% APY Savings Account
  • Online Bill Pay - Easily send a check to Anyone
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 The Mango(TM) MasterCard® Prepaid Card
The Mango(TM) MasterCard® Prepaid Card
Apply for the The Mango(TM) MasterCard® Prepaid Card Now
  • FREE Prepaid MasterCard
  • $0 Activation Fee
  • FREE Direct Deposit
  • FREE unlimited purchase / signature transactions
  • FREE account management online or with your mobile phone
  • FREE to check your balance with your mobile phone
  • No monthly fee when you load $500/month
  • Send money with your mobile phone
  • Load cash at tens of thousands of retailers nationwide
  • No credit check, no bank account needed, no overdraft fees
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 Baby Phat Prepaid Visa® RushCard
Baby Phat Prepaid Visa® RushCard
Apply for the Baby Phat Prepaid Visa® RushCard Now
  • Show your style with the BabyPhat RushCard
  • Guaranteed approval*
  • No Credit Check
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 Blue from American Express(R)
Blue from American Express(R)
Apply for the Blue from American Express(R) Now
  • 0% Intro APR for 6 months on purchases
  • No Annual Fee
  • Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms* See Terms* As Low As 15.24% No Annual Fee Yes* Excellent Credit

 Prepaid Visa® Purple Diamond RushCard
Prepaid Visa® Purple Diamond RushCard
Apply for the Prepaid Visa® Purple Diamond RushCard Now
  • FREE Activation with Direct Deposit before 4/15/10
  • FREE Direct Deposit of pay, tax refund, anticipation loans
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 Blue Cash(R) from American Express
Blue Cash(R) from American Express
Apply for the Blue Cash(R) from American Express Now
  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms* See Terms* As Low As 17.24% No Annual Fee Yes* Excellent Credit

 Green Dot® Gold Prepaid MasterCard®
Green Dot® Gold Prepaid MasterCard®
Apply for the Green Dot® Gold Prepaid MasterCard® Now
  • FREE $0 Activation Online –with NO credit check!
  • FREE Cash withdrawals at over 15,000 participating ATMs
  • FREE Online Bill Pay & Direct Deposit
  • NO Monthly fee for any month with at least 30 purchases
  • NO Transaction fees on US purchases
  • NO Overdraft or penalty fees
  • NO Minimum balance required
  • GET $10 with Direct Deposit (see site for restrictions)
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 Blue Sky from American Express(R)
Blue Sky from American Express(R)
Apply for the Blue Sky from American Express(R) Now
  • 0% Intro APR for 6 months on purchases
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms* See Terms* As Low As 17.24% No Annual Fee Yes* Excellent Credit

 ACE Pink Visa Prepaid Debit Card
ACE Pink Visa Prepaid Debit Card
Apply for the ACE Pink Visa Prepaid Debit Card Now
  • No application fee and no obligation
  • No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
  • Portion of your purchase goes to breast cancer awareness and detection.
  • Earning your trust since 1968
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* N/A No Credit Check

 American Express (R) Preferred Rewards Gold Card
American Express (R) Preferred Rewards Gold Card
Apply for the American Express (R) Preferred Rewards Gold Card Now
  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A $125 annual fee No* Excellent Credit

 Vision Premier® Visa® Prepaid Card
Vision Premier® Visa® Prepaid Card
Apply for the Vision Premier® Visa® Prepaid Card Now
  • No credit check, no debt, no interest, no overdraft fees
  • Free unlimited purchases – signature and PIN
  • Free customer service
  • Free Direct Deposit: Get paychecks, benefits and tax refunds faster
  • Free PayFit Credit Builder – Pay bills and build credit for free
  • Free text and email alerts and online access to track spending
  • Safer than cash if lost or stolen
  • Accepted everywhere Visa Debit cards are accepted
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 Starwood Preferred Guest(R) Credit Card from American Express
Starwood Preferred Guest(R) Credit Card from American Express
Apply for the Starwood Preferred Guest(R) Credit Card from American Express Now
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms* See Terms* 15.24% See Terms* Yes* Excellent Credit


Instant approval is not guaranteed for the First PREMIER® Bank products listed on this page; however, an instant response will be provided within 60 seconds



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*Please see the credit card online application for details about terms and conditions for instant approval credit cards.
Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.
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