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Credit Cards for Bad Credit

The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits. Most of these bad credit credit cards report to the major consumer reporting agencies. Apply online today for a credit card you can trust!

 NetspendŽ VisaŽ Prepaid Debit Card
NetspendŽ VisaŽ Prepaid Debit Card
Apply for the NetspendŽ VisaŽ Prepaid Debit Card Now
  • 100% approval - No credit check required
  • Make purchases anywhere Visa Debit is accepted
  • Borrow Money and Build Credit with iAdvance line of credit
  • No Overdraft Fees or Minimum Balances
  • Free Direct Deposit
  • EXCLUSIVE - 5% APY Savings Account
  • Online Bill Pay - Easily send a check to Anyone
  • Add up to $10K to your account in over 65,000 locations
  • As seen on TV and in stores nationwide
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 Baby Phat Prepaid Visa® RushCard
Baby Phat Prepaid Visa® RushCard
Apply for the Baby Phat Prepaid Visa® RushCard Now
  • Show your style with the BabyPhat RushCard
  • Guaranteed approval*
  • No Credit Check
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • No Overdraft Fees/ No Check Fees/ No Interest Fees
  • Free Credit Builder
  • 56% of cardholders save over $300/ year using the RushCard
  • Make money with our Refer A Friend Program
  • Reloadable with a $10,000 maximum balance
  • Free Email/ SMS Alerts
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 AccountNow Prepaid Visa® Card
AccountNow Prepaid Visa® Card
Apply for the AccountNow Prepaid Visa® Card Now
  • NEW! Now with the iAdvance(SM) loan option, no credit check needed.
  • Instant Guaranteed Approval* – no credit check, no security deposit
  • $0 ACTIVATION FEE – when you load your card by direct deposit
  • Free Direct Deposit – no more check cashing fees
  • Free Online Check Writing – no need for expensive money orders
  • Free Credit Builder† – bill pay transactions are reported to PRBC®
  • No Overdraft Fees – no minimum balance required
  • Reloadable - $10,000 balance limit
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 The Mango(TM) MasterCard® Prepaid Card
The Mango(TM) MasterCard® Prepaid Card
Apply for the The Mango(TM) MasterCard® Prepaid Card Now
  • FREE Prepaid MasterCard
  • $0 Activation Fee
  • FREE Direct Deposit
  • FREE unlimited purchase / signature transactions
  • FREE account management online or with your mobile phone
  • FREE to check your balance with your mobile phone
  • No monthly fee when you load $500/month
  • Send money with your mobile phone
  • Load cash at tens of thousands of retailers nationwide
  • No credit check, no bank account needed, no overdraft fees
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 Prepaid Visa® Purple Diamond RushCard
Prepaid Visa® Purple Diamond RushCard
Apply for the Prepaid Visa® Purple Diamond RushCard Now
  • FREE Activation with Direct Deposit before 4/15/10
  • FREE Direct Deposit of pay, tax refund, anticipation loans
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 Green Dot® Gold Prepaid MasterCard®
Green Dot® Gold Prepaid MasterCard®
Apply for the Green Dot® Gold Prepaid MasterCard® Now
  • FREE $0 Activation Online –with NO credit check!
  • FREE Cash withdrawals at over 15,000 participating ATMs
  • FREE Online Bill Pay & Direct Deposit
  • NO Monthly fee for any month with at least 30 purchases
  • NO Transaction fees on US purchases
  • NO Overdraft or penalty fees
  • NO Minimum balance required
  • GET $10 with Direct Deposit (see site for restrictions)
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 ACE Pink Visa Prepaid Debit Card
ACE Pink Visa Prepaid Debit Card
Apply for the ACE Pink Visa Prepaid Debit Card Now
  • No application fee and no obligation
  • No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
  • Portion of your purchase goes to breast cancer awareness and detection.
  • Earning your trust since 1968
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* N/A No Credit Check

 Vision Premier® Visa® Prepaid Card
Vision Premier® Visa® Prepaid Card
Apply for the Vision Premier® Visa® Prepaid Card Now
  • No credit check, no debt, no interest, no overdraft fees
  • Free unlimited purchases – signature and PIN
  • Free customer service
  • Free Direct Deposit: Get paychecks, benefits and tax refunds faster
  • Free PayFit Credit Builder – Pay bills and build credit for free
  • Free text and email alerts and online access to track spending
  • Safer than cash if lost or stolen
  • Accepted everywhere Visa Debit cards are accepted
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 ACE Visa Prepaid Debit Card
ACE Visa Prepaid Debit Card
Apply for the ACE Visa Prepaid Debit Card Now
  • No application fee and no obligation
  • No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Free direct deposit of your paycheck or government check
  • Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
  • Earning your trust since 1968
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No No Credit Check

 Prepaid Visa® Black Diamond RushCard
Prepaid Visa® Black Diamond RushCard
Apply for the Prepaid Visa® Black Diamond RushCard Now
  • FREE Activation with Direct Deposit before 4/15/10
  • FREE Direct Deposit of pay, tax refund, anticipation loans
  • FREE live customer service 24/7
  • FREE text alerts and phone balance inquiries
  • FREE optional credit building history
  • FREE online money management tools
  • Pay bills and shop online
  • Easy to use - the convenience of plastic WITHOUT THE DEBT
  • NO Credit Check
  • STOP Paying check cashing, overdraft, interest fees
  • Card to Card transfers between RushCard Members
  • Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * See Terms* No* No Credit Check

 SilverCard Prepaid MasterCard®
SilverCard Prepaid MasterCard®
Apply for the SilverCard Prepaid MasterCard® Now
  • Perfect card for Government/Benefits Checks recipients
  • $0 activation with rebate*
  • 100% guaranteed approval*/no credit check
  • Free direct deposit of your pay or government check
  • Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
  • No overdraft fees or minimum balances
  • Online Checking - Electronic or paper checks
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * N/A No* No Credit Check

 READYdebit® Card
READYdebit® Card
Apply for the READYdebit® Card Now
  • 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
  • Now with FREE Credit Builder!
  • Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
  • Pay Nothing Now! – No deposits or prepayments required to get your card.
  • FREE Direct Deposit! – stop paying to cash your paycheck.
  • FREE phone and online access to your card account!
  • No declined transaction fees!
  • Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
  • Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
  • Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
  • * Subject to I.D. Verification.
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
* * * N/A* No* No Credit Check

 Orchard Bank Classic MasterCards
Orchard Bank Classic MasterCards
Apply for the Orchard Bank Classic MasterCards Now
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 7.90% - 24.90% See Terms* Yes All Credit Types




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*Please see the credit card online application for details about terms and conditions for bad credit credit cards.
Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.
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