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Credit Cards for Bad Credit

The following credit cards may be able to help build, rebuild, or re-establish your credit history if you make on time minimum payments with all of your creditors and maintain your account balances below the credit limits. Most of these bad credit credit cards report to the major consumer reporting agencies. Apply online today for a credit card you can trust!

 Orchard Bank Classic MasterCards
Orchard Bank Classic MasterCards
Apply for the Orchard Bank Classic MasterCards Now
  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A 14.99%-19.99%* $0 - $59 the first year, $35 - $59 per year thereafter* Yes* Bad Credit*

 Orchard Bank Visa Cards
Orchard Bank Visa Cards
Apply for the Orchard Bank Visa Cards Now
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A 14.99%-19.99%* $0 - $59 the first year, $35 - $59 per year thereafter* Yes* Bad Credit*

 BuyRIGHT Prepaid MasterCard®
BuyRIGHT Prepaid MasterCard®
Apply for the BuyRIGHT Prepaid MasterCard® Now
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $7.95 monthly* N/A* No Credit Check*

 Wired PlasticTM Visa® Prepaid Card
Wired Plastic<sup>TM</sup> Visa® Prepaid Card
Apply for the Wired Plastic<sup>TM</sup> Visa® Prepaid Card Now
  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements, or bank account required
  • Free Online Access to Account
  • Free Mobile Alerts - Text to your mobile and email
  • Free Bill Pay Service - Pay Anyone Online or Over the Phone
  • Free Rewards Program - Earn 1 point for every $1 spent
  • No Bounced Check, NSF, or Overdraft Charges Ever
  • Free Direct Deposit - Eliminate check cashing fees
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $3.95 monthly N/A* No Credit Check*

 Walmart MoneyCardSM MasterCard® Prepaid Card
Walmart MoneyCard<sup>SM</sup> MasterCard<sup>®</sup> Prepaid Card
Apply for the Walmart MoneyCard<sup>SM</sup> MasterCard<sup>®</sup> Prepaid Card Now
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $3.00 monthly* N/A* No Credit Check*

 American Express® Prepaid Card
American Express® Prepaid Card
Apply for the American Express® Prepaid Card Now
  • The benefits of Cardmembership start here!
  • No Monthly, Annual or Purchase Fees
  • No Overdraft, Inactivity or Foreign Exchange Fees
  • Purchase Protection*
  • Fraud Protection
  • Roadside Assistance*
  • No Credit Check
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $0.00* N/A* No Credit Check*

 Pink ACE Elite(TM) Visa® Prepaid Card
Pink ACE Elite(TM) Visa®  Prepaid Card
Apply for the Pink ACE Elite(TM) Visa®  Prepaid Card Now
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* up to $9.95 monthly* N/A* No Credit Check*

 Green Dot® Gold PrePaid Visa®
Green Dot® Gold PrePaid Visa®
Apply for the Green Dot® Gold PrePaid Visa® Now
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* up to $5.95 monthly* N/A* No Credit Check*

 Prepaid Visa® Pink Diamond RushCard
Prepaid Visa® Pink Diamond RushCard
Apply for the Prepaid Visa® Pink Diamond RushCard Now
  • 100% Guaranteed Approval* - No Credit Check.
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund.
  • Only card that lets you change your fee plan whenever you want to.
  • Free prescription discount card.
  • Easy Bill Pay - pay bills, rent, or write personal checks.
  • Card to card transfers.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $0.00* N/A* No Credit Check*




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*Please see the credit card online application for details about terms and conditions for bad credit credit cards.
Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.
When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site.
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